Payment Expectations

Policy Overview

Our accepted payments policy gives buyers and sellers on Milsim Market convenient payment options. To help ensure a safe marketplace, as a seller you can only use our approved payment methods. You also must state in your listing which specific payment methods you accept.

Make sure your listing follows these guidelines. If it doesn't, it may be removed, and you may be subject to a range of other actions, including limits of your buying and selling privileges and suspension of your account.

What are the guidelines?

Allowed	PayPal Credit card or debit card processed through the seller's Internet merchant account Payment upon pickup
Restricted	Bank-to-bank transfers (also known as bank wire transfers and bank cash transfers) Cheques Money orders Online payment services: Allpay.net, CertaPay, hyperwallet.com, Fiserv, Nochex.com, XOOM Email Money Transfers (EMT)
Not Allowed	Sending cash through the mail Sending cash or money orders through instant, point-to-point cash transfer services (that are not banks) such as Western Union or MoneyGram Mailing cheques or money orders Paying through bank-to-bank transfers Paying by "topping off" a seller's prepaid credit or debit card Paying using online or other payment methods not specifically permitted in this policy Asking buyers to contact them for additional payment methods Offering a payment method to some buyers and not to others Discouraging buyers from using any payment method the seller specified in the listing Asking buyers to pay using a method not mentioned in the listing. These rules apply to all transaction-related correspondence between a seller and buyer, as well as to the listings. In addition, you aren't allowed to make statements such as: "Contact us for payment information." "Contact us for other payment methods." "Contact us for your preferred payment method."

Some Examples

Sellers aren't allowed to make statements like:

• "Contact us for payment information."
• "Contact us for other payment methods."
• "Contact us for your preferred payment method."
• "Buyers may request to pay by cheque or money order."
  
  There's only one exception: Sellers who offer payment upon pickup may include the following statement in their listings: "Contact me for payment methods to pay on pickup."

Payment requirements and late fees

We require payment in full each month on accounts with an amount due of $1.00 or more. We recommend that you review your invoice each month before paying your fees.

If you haven't paid your amount due by the payment due date each month, you'll be billed a late payment charge of 1.5% of the balance past due or the highest amount permitted by applicable law, whichever is lower. This fee will be applied on the day after the payment due date. It will be applied each month until the overdue amount is paid.

If your account becomes past due, in addition to owing late fees, your account may be suspended for non-payment, and you may be responsible for collection and related legal costs. For accounts more than 180 days past due, action may include deducting the amount owed from your PayPal account balance. We may report information about your account to credit bureaus, so late payments, missed payments, or other defaults on your account may be reflected in your credit report.

In the event your seller account is suspended for any reason, any amount due on your account will immediately become due and payable. You're responsible for paying all fees by the payment due date. We reserve the right to immediately charge any amount you have not previously disputed to the payment method that you have on file.